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Mortgage payment protection insurance is usually offered by the lender when taking out your mortgage. However in the majority of cases this can mean that your mortgage shoots up considerably as the cost of protecting it is added onto the loan and then interest is calculated on top of the whole thing. The cheapest way to take out what could be very valuable cover is to look around with specialist providers. Standalone specialists in payment protection know their products inside out and will be able to provide you with a quality policy for a small premium.
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